NEW JERSEY USED CAR FRAUD

WHAT IS NEW JERSEY USED CAR FRAUD?

A significant amount of consumer fraud is committed in the New Jersey used car sales industry.   The average New Jersey used car buyer is exposed to simply too much information about used cars. The purchase of a car is a major investment for many New Jersey customers.  New Jersey used car buyers need protection from misleading information.  To attempt to combat this consumer fraud and to promote the purposes of the New Jersey Consumer Fraud Act, the New Jersey Division of Consumer Affairs adopted regulations regarding automotive advertising and automotive sales.  A New Jersey used car dealer’s failure to follow the New Jersey used car lemon law and the New Jersey automotive advertising or sales regulations may result in a violation of the New Jersey Consumer Fraud Act.   The New Jersey Consumer Fraud Act automotive regulations:

• identify prohibited automotive advertising practices prohibited as unlawful under the New Jersey Consumer Fraud Act;
• require mandatory disclosure in advertisements of certain information relating to advertised used cars
• require on-site disclosures relating to advertised used cars.

UNLAWFULPRACTICES IN NEW JERSEY USED CAR SALES BY NEW JERSEY USED CAR DEALERS

The following conduct by New Jersey used car dealers is a violation of the New Jersey Consumer Fraud Act:

• To misrepresent the mechanical condition of a New Jersey used car;
• To fail to disclose, prior to sale, any material defect in the mechanical condition of the a New Jersey used car which is known to the dealer;
• To represent that a New Jersey used car, or any component thereof, is free from material defects in mechanical condition at the time of sale, unless the dealer has a reasonable basis for this representation at the time it is made;
• To fail to disclose, prior to sale, the existence and terms of any written warranty, service contract or repair insurance currently in effect on a New Jersey used car provided by a person other than the dealer, and subject to transfer to a consumer, if known to the dealer;
• To misrepresent the terms of any written warranty, service contract or repair insurance currently in effect on a New Jersey used car provided by a person other than the dealer, and subject to transfer to a consumer;
• To fail to disclose, prior to sale, the existence and terms of any written warranty, service contract or repair insurance offered by the dealer in connection with the sale of a New Jersey used car;
• To misrepresent the terms of any warranty, service contract or repair insurance offered by the dealer in connection with the sale of a New Jersey used car;
• To represent, prior to sale, that a New Jersey used car is sold with a warranty, service contract or repair insurance when the vehicle is sold without any warranty, service contract or repair insurance;
• To fail to disclose, prior to sale, that a New Jersey used car is sold without any warranty, service contract, or repair insurance;
• To fail to provide a clear written explanation, prior to sale, of what is meant by the term "as is," if the a New Jersey used car is sold "as is"; and
• To sell a used motor vehicle to a consumer without giving the consumer a written warranty which shall at least have the following minimum durations:  (a) If the used motor vehicle has 24,000 miles or less, the warranty shall be, at a minimum, 90 days or 3,000 miles, whichever comes first; (b)If the used motor vehicle has more than 24,000 miles but less than 60,000 miles, the warranty shall be, at a minimum, 60 days or 2,000 miles, whichever comes first; or (c)If the used motor vehicle has 60,000 miles or more, the warranty shall be, at a minimum, 30 days or 1,000 miles, whichever comes first, except that a consumer may waive his right to a warranty as a result of a price negotiation for the purchase of a used motor vehicle with over 60,000 miles.  The written warranty shall require the dealer, upon failure or malfunction of a covered item during the term of the warranty, to correct the malfunction or defect, provided the used motor vehicle is delivered to the dealer, at his regular place of business, and subject to a deductible amount of $50 to be paid by the consumer for each repair of a covered item. This written warranty shall exclude repairs covered by any manufacturer's warranty, or recall program, as well as repairs of a covered item required because of collision, abuse, or the consumer's failure to properly maintain such used motor vehicle in accordance with the manufacturer's recommended maintenance schedule, or from damage of a covered item caused as a result of any commercial use of the used motor vehicle, or operation of such vehicle without proper lubrication or coolant, or as a result of any misuse, negligence or alteration of such vehicle by someone other than the dealer.

WHAT USED CARS ARE COVERED BY THE NEW JERSEY CONSUMER FRAUD ACT AUTOMOTIVE REGULATIONS?

The New Jersey Consumer Fraud Act automotive regulations apply to the following used cars:

• vehicles driven otherwise than by muscular power, except vehicles running only upon rails or tracks.
• offered for sale or lease and specifically identified by an advertised price. 

In this article, for simplicity’s sake, used cars to which the New Jersey Consumer Fraud Act applies are referred to as “used cars”.

In an advertisement which offers a group of new or used vehicles for sale or lease covering a specified price range (for example, "1995 Metros for sale--$ 10,000 to 12,999," or "Lease a new Olds for $ 298 a month and up."), the least expensive used car in that advertised range is considered to be an advertised used car.

Under the New Jersey Consumer Fraud Act automotive regulations, the term "used car" means any used car with an odometer reading of greater than 1,000 miles, except for a "demo".

Under the New Jersey Consumer Fraud Act automotive regulations, the term "demo" means a New Jersey used car used exclusively by a New Jersey used car dealer or dealer's employee that has never been titled and to which the new vehicle warranty still applies.

Under the New Jersey Consumer Fraud Act automotive regulations, the term "Advertised price" means the dollar amount required to purchase or lease a New Jersey used car, advertised as:

• The total price; or
• The monthly payment price; or
• The deferred payment price; or
• A specific discount or savings on the manufacturer's

suggested retail price.

WHAT ADVERTISEMENTS ARE COVERED BY THE NEW JERSEY AUTOMOTIVE ADVERTISING REGULATIONS?

The New Jersey Consumer Fraud Act automotive regulations apply to any of the following types of conduct involving any used car[1]:

• the attempt directly or indirectly by publication, dissemination, solicitation, indorsement or circulation or in any other way;
•  to induce directly or indirectly
• any person to enter or not enter into any obligation or acquire any title or interest in any merchandise or to increase the consumption thereof or to make any loan.

For the New Jersey Consumer Fraud Act automotive regulations to apply, the advertisement must offer a New Jersey used car for sale or lease at retail in any of the following:

• Newspaper.
• Periodical.
• Pamphlet.
• Circular
• Other publication.
• Paper.
• Sign.
• Radio or television broadcast.

For the New Jersey Consumer Fraud Act automotive regulations to apply, the advertisements must be:

• uttered, issued, printed, disseminated, published, circulated or distributed within New Jersey concerning used cars offered for sale or lease at locations exclusively within New Jersey; or
• uttered, issued, printed, disseminated, published, circulated or distributed to any substantial extent within New Jersey concerning used cars offered for sale or lease at locations within New Jersey and outside New Jersey, or at locations exclusively outside New Jersey.

An example of a violation of the advertising regulations would be a New Jersey used car dealer's advertisement of used cars "priced well below dealer invoice".

WHICH ADVERTISERS MUST FOLLOW THE NEW JERSEY AUTOMOTIVE ADVERTISING REGULATIONS?

The following people selling used cars in New Jersey for a living must comply with the New Jersey Consumer Fraud Act automotive regulations:

• Any natural person or his legal representative, partnership, corporation, company, trust, business entity or association and any agent, employee, salesman, partner, officer, director, member, stockholder, associate, trustee or cestuis que trustent thereof;
• who, in the ordinary course of business, is engaged in the sale, leasing or financing of used cars at retail; or
• who in the course of any 12 month period offers more than three used cars for sale or lease; or
• who is engaged in the brokerage of used cars whether for sale or lease and who causes an advertisement to be made for the retail sale or lease of used cars.  "Broker" means a person who in the course of any 12 month period arranges or offers to arrange the retail sale or lease of more than three used cars from the inventory of other business entities.

Under the New Jersey Consumer Fraud Act automotive regulations, a "Dealer" means any person who, in the ordinary course of business, is engaged in the sale or leasing of used cars at retail or who in the course of any 12-month period offers more than three used cars for sale or lease at retail.

An advertising agency and the owner or publisher of a newspaper, magazine, periodical, circular, billboard or radio or television station acting on behalf of an advertiser shall be deemed an advertiser within the meaning of the New Jersey Consumer Fraud Act automotive regulations, when the agency or owner's or publisher's staff prepares and places an advertisement for publication.  The agency, owner, or publisher shall not be liable for a violation of the New Jersey Consumer Fraud Act automotive regulations when reasonably relying upon data, information or material supplied by the person for whom the advertisement is prepared or placed or when the violation is caused by an act, error or omission beyond the preparer's control, including but not limited to, the post-publication performance of the person on whose behalf such advertisement was placed.

WHAT TYPE OF DISCLOSURES MUST A NEW JERSEY USED CAR DEALERSHIP MAKE AT ITS DEALERSHIP?

The following information relating to an advertised used car must be provided at the main entrance(s) to the business premises where the used car is displayed or in proximity to the vehicle or on the vehicle itself:

• A  copy of any printed advertisement that quotes a price for the sale or lease of that vehicle; alternatively, a tag may be attached to the used car(s) stating the advertised price as well as the other information required mandatory disclosure requirements in all advertisements for the sale or lease of used cars.
• A fuel economy label, if required by the Federal law known as the Used car Information and Cost Savings Act, 15 U.S.C. § 2006; and
• The Used Car Buyers Guide, if required by the Federal Trade Commission's Used Car Rule, 16 C.F.R. Part 455.2.

A New Jersey used car dealer shall not advertise a new used car which does not have the Monroney label, if required by the Federal law known as the Used car Information Disclosure Act, 15 U.S.C. §§ 1231-1233.

A New Jersey used car dealer’s failure to provide this information results in a violation of the New Jersey Consumer Fraud Act.

WAT TYPE OF RECORDS MUST A NEW JERSEY USED CAR DEALER KEEP REGARDING ITS ADVERTISEMENTS?

An advertiser shall have a New Jersey used car advertised for sale on premises and available for sale at the advertised price during the period of publication or a record of the sale of that vehicle at the advertised price or less during that period. 

An advertiser shall have a New Jersey used car advertised for lease available for lease at the advertised price during the period of publication, or a record of the lease of that vehicle at the advertised price or less during that period.  Such record shall consist of all applicable advertisements and a copy of the executed contract with the purchaser or lessee of the vehicle; this documentation shall be maintained for 180 days after the transaction and shall be made available for inspection by the New Jersey Division of Consumer Affairs.

If the used car is sold or leased during the period of publication, the advertiser must so notify consumers who inquire by telephone or in person.

A New Jersey used car dealer’s failure to provide this information results in a violation of the New Jersey Consumer Fraud Act.

WHAT TYPE OF NEW JERSEY USED CAR SALES PRACTICES ARE ILLEGAL UNDER THE NEW JERSEY CONSUMER FRAUD ACT?

Certain types of New Jersey used car sales practices are illegal under the New Jersey Consumer Fraud Act for New Jersey used car dealers – which includes professional New Jersey used car sellers or their legal representative, partnership, corporation, company, trust, business entity or association and any agent, employee, salesman, partner, officer, director, member, stockholder, associate, trustee or cestuis que trustent thereof who, in the ordinary course of business, is engaged in the sale of used cars  at retail or who in the course of any 12 month period offers more than 3 used cars for sale, lease, or rental or who is engaged in the brokerage of used cars whether for sale, lease or rental. 

The New Jersey Consumer Fraud Act automotive regulations contain the following definitions:

• “Documentary service fee" -- any monies or other thing of value which a New Jersey used car dealer accepts from a consumer in exchange for the performance of certain documentary services which include, but are not limited to, the preparation and processing of documents in connection with the transfer of license plates, registration, or title, and the preparation and processing of other documents relating to the sale of a New Jersey used car to said consumer;
• "Pre-delivery service fee" -- any monies or other thing of value which a New Jersey used car dealer accepts from a consumer in exchange for the performance of pre-delivery services upon a New Jersey used car, and includes, but is not limited to, items which are often described or labeled as dealer preparation, vehicle preparation, predelivery service, handling and delivery, or any other term of similar import;
• "Sales document" -- the first document a New Jersey used car dealer utilizes to evidence an order for, deposit towards, or contract for the purchase of a New Jersey used car by a consumer, and includes but is not limited to, retail orders, sales invoices, sales contracts, retail installment contracts, and other documents of similar import.

The following practices involving pre-delivery service fees in the sale of used cars by automotive dealers are violations of the New Jersey Consumer Fraud Act:

• Accepting, charging, or obtaining from a consumer monies, or any other thing of value, in exchange for the performance of any pre-delivery service for which the automotive dealer receives payment, credit, or other value from any person or entity other than a retail purchaser of the used car;
• Accepting, charging, or obtaining from a consumer monies, or any other thing of value, in exchange for the performance of any pre-delivery service without first itemizing the actual pre-delivery service which is being performed and setting forth in writing on the sales document the price for each specific pre-delivery service;
• Except in connection with the sale of used cars, failing to conspicuously place upon the front of the sales document which contains a pre-delivery service fee, in ten-point bold face type, the following statement:  "You have a right to a written itemized price for each specific pre-delivery service which is to be performed.  The automotive dealer may not charge for pre-delivery services for which the automotive dealer is reimbursed by the manufacturer."

The following practices involving documentary service fees in the sale of used cars by automotive dealers are violations of the New Jersey Consumer Fraud Act:

• Accepting, charging, or obtaining from a consumer monies, or any other thing of value, in exchange for the performance of any documentary service without first itemizing the actual documentary service which is being performed and setting forth in writing on the sale document the price for each specific documentary service; or
• Representing to a consumer that a governmental entity requires the automotive dealer to perform any documentary service;
• Failing to conspicuously place upon the front of the sales document which contains a documentary service fee, in ten-point bold face type, the following:  "You have a right to a written itemized price for each specific documentary service which is to be performed."

WHAT IS BAIT AND SWITCH USED CAR ADVERTISING IN NEW JERSEY?

The following used car advertising practices are unlawful "bait and switch" advertising under the New Jersey Consumer Fraud Act:

• The advertisement of a New Jersey used car as part of a plan or scheme not to sell or lease it or not to sell or lease it at the advertised price.
• Without limiting other means of proof, the following shall be prima facie evidence of a plan or scheme not to sell or lease a New Jersey used car as advertised or not to sell or lease it at the advertised price:

• Refusal to show, display, sell, or lease the advertised used car in accordance with the terms of the advertisement, unless the vehicle has been actually sold or leased during the period of publication; in that case, the advertiser shall retain records of that sale or lease for 180 days following the date of the transaction, and shall make them available for inspection by the Division of Consumer Affairs.
• Accepting a deposit for an advertised used car, then switching the purchaser to a higher-priced used car, except when the purchaser has initiated the switch as evidenced by a writing to that effect signed by the purchaser.
• The failure to make delivery of an advertised used car, then switching the purchaser to a higher-priced used car; except when the purchaser has initiated the switch as evidenced by a writing to that effect signed by the purchaser.

WHAT INFORMATION MUST A NEW JERSEY USED CAR SALE ADVERTISEMENT INCUDE?

In any advertisement offering for sale a New Jersey used car at an advertised price, the following information must be included:

• The advertiser's business name and business address;
• A statement that "price(s) include(s) all costs to be paid by a consumer, except for licensing costs, registration fees, and taxes".  If the statement appears as a footnote, it must be set forth in at least 10 point type.  Under the New Jersey Consumer Fraud Act automotive regulations, "all costs to be paid by a consumer" means manufacturer-installed options, freight, transportation, shipping, dealer preparation, and any other costs to be borne by a consumer except licensing costs, registration fees, and taxes;
• The year, make, model, and number of engine cylinders of the advertised used car;
• Whether the transmission is automatic or manual; whether the brakes and steering mechanism are power or manual; and whether the vehicle has air conditioning, unless those items are standard equipment on the advertised used car.  This provision shall not apply to advertisements for motorcycles;
• The last eight digits of the vehicle identification number, preceded by the letters "VIN".  This provision shall not apply to radio and television broadcasts, or to advertisements for motorcycles; and
• A list of any dealer installed options on the advertised used car and the retail price of each, as determined by the dealer.
• The actual odometer reading as of the date the advertisement is placed for publication; and
• The nature of prior use unless previously and exclusively owned or leased by individuals for their personal use, when such prior use is known or should have been known by the advertiser.

A New Jersey used car dealer’s failure to provide this information results in a violation of the New Jersey Consumer Fraud Act.

In any type of used car advertising, the following practices by a New Jersey used car dealer results in a violation of the New Jersey Consumer Fraud Act:

• The use of any type size, location, lighting, illustration, graphic depiction or color so as to obscure or make misleading any material fact;
• The setting forth of an advertised price which has been calculated by deducting a down payment, trade-in allowance or any deductions other than a manufacturer's rebate and dealer's discount;
• The setting forth of an advertised price which fails to disclose, adjacent to the advertised price, that it has been calculated by deducting a manufacturer's rebate or dealer's discount;
• The failure to state all disclaimers, qualifiers, or limitations that in fact limit, condition, or negate a purported unconditional offer (such as a low APR or high trade-in amount), clearly and conspicuously, next to the offer and not in a footnote identified by an asterisk.  Such disclosure shall be made verbally in a radio or television advertisement.  Identical information pertaining to all used cars in a group of advertised used cars, however, may appear in a footnote, provided the type is no smaller than 10 point;
• The failure to state the applicable time period of any special offer, in at least 10-point type immediately adjacent to the special offer, unless the special offer is a manufacturer's program;
• The use of the word "free" when describing equipment or other item(s) to be given to the purchaser or lessee of a New Jersey used car, if the "free" item has a value which has increased the advertised price.  In using the word "free" in advertising, the advertiser shall comply with the Federal Trade Commission Rule, 16 CFR § 251, and any amendments thereto;
• The failure to disclose that the used car had been previously damaged and that substantial repair or body work has been performed on it when such prior repair or body work is known or should have been known by the advertiser; for the purposes of this subsection, "substantial repair or body work" shall mean repair or body work having a retail value of $ 1,000 or more;
• The use of the terms "Public Notice", "Public Sale", "Liquidation", "Liquidation Sale", or terms of similar import, where such sale is not required by court order or by operation of law or by impending cessation of the advertiser's business;
• The use of terms such as "Authorized Sale", "Authorized Distribution Center", "Factory Outlet", "Factory Authorized Sale", or other term(s) which imply that the advertiser has an exclusive or unique relationship with the manufacturer;
• The use, directly or indirectly, of a comparison to the dealer's cost, inventory price, factory invoice, floor plan balance, tissue, or terms of similar import; or the claim that the advertised price is "wholesale" or "at no profit";
• The use of the terms "guaranteed discount", "guaranteed lowest prices" or other term of similar import unless the advertiser clearly and conspicuously discloses the manner in which the guarantee will be performed and any conditions or limitations controlling such performance; this information shall be disclosed adjacent to the claim and not in a footnote;
• The use of The statement "We will beat your best deal", or similar term or phrase if a consumer must produce a contract that the consumer has signed with another dealer or lessor in order to receive the "better" deal;
• The use of such terms or phrases as "lowest prices", "lower prices than anyone else" or "our lowest prices of the year", or similar terms or phrases if such claim cannot be substantiated by the advertiser.

WHAT INFORMATION MUST A DEMONSTATOR CAR SALE ADVERTISEMENT INCLUDE?

In any advertisement offering a "demo" for sale, the following information must be provided:

• The advertiser's business name and business address;
• A statement that "price(s) include(s) all costs to be paid by a consumer, except for licensing costs, registration fees, and taxes".  If the statement appears as a footnote, it must be set forth in at least 10 point type.  Under the New Jersey Consumer Fraud Act automotive regulations, "all costs to be paid by a consumer" means manufacturer-installed options, freight, transportation, shipping, dealer preparation, and any other costs to be borne by a consumer except licensing costs, registration fees, and taxes;
• The manufacturer's suggested retail price as it appears on the Monroney label, clearly denominated by using the abbreviation "MSRP";
• The year, make, model, and number of engine cylinders of the advertised used car;
• Whether the transmission is automatic or manual; whether the brakes and steering mechanism are power or manual; and whether the vehicle has air conditioning, unless those items are standard equipment on the advertised used car.  This provision shall not apply to advertisements for motorcycles;
• The last eight digits of the vehicle identification number, preceded by the letters "VIN".  This provision shall not apply to radio and television broadcasts, or to advertisements for motorcycles; and
• A list of any dealer installed options on the advertised used car and the retail price of each, as determined by the dealer.
• Identification as a "demo"; and
• The actual odometer reading as of the date the advertisement is placed for publication.

A New Jersey used car dealer’s failure to provide this information results in a violation of the New Jersey Consumer Fraud Act.

WHAT TYPE OF INFORMATION MUST BE DISCLOSED IN NEW JERSEY USED CAR CREDIT AND INSTALLMENT SALE VEHICLE ADVERTIESEMENTS?

The following information must be stated in any New Jersey used car credit and installment sale advertising and appear adjacent to the description of the advertised used car and not in a footnote or headline, unless the information is the same for all used cars advertised.  If in a footnote, it must be in at least 10-point type. 

• The total cost of the installment sale, which shall include the down payment or trade-in or rebate, if any, plus the total of the scheduled periodic payments;
• The annual percentage rate;
• The monthly payment figure and the number of required payments; and
• The amount of any down payment or trade-in required or a statement that none is required.

The following used car advertising practices concerning credit and installment sale advertisements are unlawful:

• The advertising of credit, including but not limited to such terms as "easy credit" or "one-day credit", other than that actually provided by the advertiser on a regular basis in the ordinary course of business;
• The use or statement of an installment payment on any basis other than a monthly basis.

A New Jersey used car dealer’s failure to provide this information results in a violation of the New Jersey Consumer Fraud Act.

CAN I HANDLE A NEW JERSEY USED CAR ADVERTISING DISPUTE OR NEW JERSEY USED CAR SALES DISPUTE MYSELF?

Some people can and do successfully handle cases themselves, from filing the first paperwork to the collection of a judgment.  However, many other people also make mistakes that lead to the dismissal of their cases or that result in the entry of a money judgment against them.  The greater the money at stake, the greater the reason to consider using the services of a competent attorney licensed to practice law in New Jersey to handle part or all of the case.  The following are reasons to use an attorney to handle part or all of your case:

• court fees often change
• court rules often change
• court employees cannot give you “free” legal advice and a judge may refuse to let you claim that you were right in taking an action (or in deciding not to take action) because you relied on advice from such employees
• court forms available on websites may not cover every situation you may face in court
• each case has its own particular legal issues and therefore, its own challenges
• it is very common for people to file inadequate or incorrect complaints that result in the complaints or answers to complaints being rejected by the court or being dismissed by the court after filing and before or after trial because of procedural deficiencies  
• it is not uncommon for judges to get very frustrated by an unrepresented party’s lack of preparation or ignorance of the facts or law of the case.  
• a court has the power to punish unprepared parties or parties who make mistakes, such as by throwing their case out of court or limiting what they can present at trial. 
• New Jersey has many published cases, laws, regulations, court rules and rules of evidence that are very tricky and that can be used to prevent you from doing much of what you want to do at trial. 
• it is very common for courts to refuse to allow a party to use or refer to documents or items at trial that the person themselves never prepared.  Often parties stumble into court with a video, photograph, bill or affidavit or other form of written statement, thinking they are going to use it as proof that they lost money or that they are not responsible for someone else’s damages, only to have a judge tell the parties that it is not going to even consider such items or documents. 
• without the proper preparation, items and documents may never be considered by the court.  Also, if there are any legal issues to be dealt with at trial, you must be prepared to argue them, which may require you to refer to court rules, evidence rules, laws, regulations or published cases. 
• you cannot show up at court expecting the judge hearing your case to explain court rules, evidence rules, court procedure or the details of the law that applies to your case.  The judge hearing your case is not permitted to give you legal advice.

It is important to remember that even if you have an attorney, you could lose your case.  No attorney can guarantee results in civil disputes.  Hiring an attorney to handle part or all of your case does not guarantee your success.  However, it may provide the assistance you need to win your case, to settle your case or to avoid certain mistakes.

DOES THE LAW OFFICE OF PAUL DEPETRIS HAVE EXPERIENCE HANDLING NEW CAR SALE FRAUD DISPUTES?

Yes.  Paul DePetris has performed the following tasks:

• represented consumers and automotive dealers in New Jersey automotive advertising and sales disputes.
• handled New Jersey Consumer Fraud Act automotive advertising and sales disputes.
• prepared and filed many complaints against automotive dealers.
• settled claims and cases between consumers and automotive dealers.
• Mediated, arbitrated and tried cases involving automotive advertising and sales disputes

In What New Jersey Counties Will The Law Office Of Paul DePetris Handle New Jersey Law Division Cases?

The Law Office of Paul DePetris offers to handle and help individuals and businesses with New Jersey Law Division Claims cases in North, Central and Southern New Jersey, including cases in the following New Jersey counties:

WHAT IF I DON’T HAVE ENOUGH MONEY TO HIRE AN ATTORNEY TO HANDLE MY CASE FROM BEGINNING TO END?

In many situations, the Law Office of Paul DePetris offers alternatives to handling cases for an hourly fee, such as by offering to prepare the court paperwork for you or helping you handle your claim by yourself.  Such flexible methods may allow you to keep the amount legal fees you spend on your case to a fixed sum, while providing you the help you need to handle your case.  For a no cost phone consultation about what the Firm might be able to do for you, call or write an email to Mr. DePetris at:  609-714-2020 or paul@newjerseylemon.com.